About Us
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We have a management team with a combined 90 years of industry experience, and offer a complete insurance solution to Credit Providers operating in a variety of industries. Clients of Credit Providers are significant consumers of insurance products for which we provide targeted products compliant with the relevant regulatory bodies.
FL Studio 20 represents today's most sought-after tools in Audio production today. Take full control of your creativity today with powerful and easy to use multi-track audio recording, MIDI piano roll editing, and over 80 plugins effects and virtual instruments today. Are you passionate about your music and audio production? FL STUDIO BASICS How to use FL Studio - Making music. This section covers the FL Studio desktop and basic workflow. FL Studio allows you to load instruments and samples, play these live or manually enter the note data, record external sounds (from a microphone for example) and play the whole mix back through the mixer (adding effects). Compare difference between FL Studio editions by features, included plugins and purchase options for Fruity, Producer, Signature and All Plugins.
We have a client base spread across South Africa and into Sub-Saharan Africa and provide solutions to businesses both large and small. The majority of our clients are involved in providing unsecured credit to the low to mid LSM market whether it be in cash, or products sold on credit.
We are an active service provider member and supporter of Micro Finance South Africa, an independent industry association, and believe that the solutions we offer assist with maintaining and developing the Micro Finance community.
ASPIS Assist
ASPIS ASSIST is an insurance product designed for both the Credit Provider and borrower where the Credit Provider can obtain cover for a borrower’s outstanding obligations on credit agreement(s) in the event of the borrower’s death, and the borrower can nominate a beneficiary to benefit from the difference between their obligations to the Credit Provider and their chosen cover/ benefit amount for which premiums are paid.
Funeral Policy
Structured for the micro lending market. Excellent benefits and well-priced.
This product is sold via InsurApp. Beneficiaries can include spouse and family members. Proceeds from a claim are paid to the nominated beneficiaries.
Voluntary Death Cover
This product is sold via InsurApp and is only available to Credit Provider clients. (This is a single member, no waiting period assistance policy, that covers the life of the borrower).
Proceeds from a claim are paid to the nominated beneficiaries of the deceased.
Credit Life Insurance
Protects a Credit Provider’s most important asset against certain unforeseen risks. The policy provides cover in the event of the borrower’s death, disability or retrenchment during the period of the credit agreement. The proceeds from a claim is used to settle the borrower’s outstanding balance to the Credit Provider.
Legislation stipulates that a Credit Provider is entitled to have a mandatory Credit Life Insurance policy covering each individual credit agreement and that the premium is paid by the borrower.
Other than protecting the Credit Provider’s most important asset, Credit Life Insurance provides protection to the families of the consumer in that Credit Providers will not look to beneficiaries or family members to settle outstanding loan balances.
InsurApp is an innovative, seamless and easy to use mobile application that is an independent platform to provide insurance products to clients of the Credit Provider.
Marketing material printed and supplied as required to our clients to assist with the selling process.
We have a team on standby to assist in any queries that you may have.
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Contact Us
031 818 0005
086 560 1828
45 Old Main Rd, Kloof, 3640